STEP 1
Define your goals
Why are you buying? Consider your timeline, must-haves, nice-to-haves, preferred areas, lifestyle and biggest questions.
RESIDENTIAL · BUYER GUIDE
Your First Home.
A Clear Path Forward.
Adapted from Jennifer Bartlow’s first-time home buyer consultation.
HOME BUYING ROADMAP
Eight steps from planning to closing.
STEP 2
Understand financing
Discuss pre-approval versus pre-qualification, monthly payment, FHA and conventional options, down payment strategies, and credit or debt questions with a lender. Jennifer’s consultation identifies Margie Trimble as a financing resource.
STEP 3
Plan your search
Set up a custom search, explore suitable homes and schedule private showings.
STEP 4
Make a strong offer
Consider offer pricing, seller motivation, contract terms and negotiation beyond price.
STEP 5
Review inspections
Use professional inspections to identify potential risks; discuss repairs or credits, with attention to safety and major items.
STEP 6
Complete appraisal and underwriting
Work with your lender through appraisal, underwriting and final loan approval.
STEP 7
Prepare for closing
Review your closing disclosure, coordinate signing and confirm when keys can be released.
STEP 8
Understand representation
Your REALTOR® advocates for your interests, negotiates terms, manages deadlines and helps you navigate decisions.
Ready to discuss your home search?
We can talk about your goals, financing preparation and the next steps that fit your timeline.
Contact JenniferEducational overview only. Financing and contractual requirements vary. Consult your lender, inspector, title company and other appropriate professionals.